How to Verify a Physical Gift Card

1. Check security features: Authentic gift cards often include holographic elements, special printing patterns, or security markings.
2. Verify the packaging: Look for signs of tampering such as tears, resealing, or damage to the packaging.
3. Examine the card: Authentic cards have clean printing, clear text, and professionally finished edges.
4. Check the PIN area: The scratch-off area covering the PIN should be intact with no signs of tampering.
5. Verify at purchase: Have the cashier verify the card's activation and balance before leaving the store.

Safe Purchase Practices

• Use authorized retailers: Purchase from official stores, authorized dealers, or established retailers.
• Verify retailer legitimacy: Stick to well-known retailers like major stores or directly from brand websites.
• Keep transaction records: Always obtain and save receipts, activation confirmations, and correspondence.
• Understand your rights: In the USA, most gift cards don't expire under federal law (CARD Act).
• Check terms: Review the gift card's terms regarding expiry dates, fees, and usage restrictions.

Common Gift Card Scams

Be aware of these prevalent scams:

• Government impersonation: Scammers claiming to be from the IRS or other agencies requesting gift card payments.
• Fake online deals: Heavily discounted gift cards that turn out to be fraudulent or already used.
• "Verification" calls: Callers asking for gift card details to "verify" your account.
• Employment scams: Job offers requiring payment via gift cards.
• Fake charities: Individuals collecting "donations" via gift cards.

Remember: Legitimate organizations never request payment via gift cards.

How to Redeem Gift Cards

To use a gift card:

1. Online: Enter the card number and PIN at checkout on the retailer's website
2. In-Store: Present the physical card or show the digital code to the cashier
3. Mobile App: Add the card to the retailer's mobile app for contactless payment
4. Phone Orders: Provide the card details for phone orders where accepted

What to Do If Your Gift Card Doesn't Work

1. Verify the card hasn't expired and you're entering correct information
2. Check that the card has been activated (save your receipt as proof)
3. Ensure you're using it at the correct retailer
4. Contact the retailer's customer service with your card number and receipt
5. If unresolved, contact consumer protection agencies for assistance